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Why you need $1660 or more Cash Sta$h in Today's Economy

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  A cash stash of $1660 can potentially  be the "tipping point" to avoid bad financial decision making & desperate behaviors during at-risk events.  My "tipping point" Example: *Emergency Dental or Vision Expense - $660 minimum  *Emergency Car Repair $500 Deductible *#SHTF(Stuff Hits the Fan) Cash Emergency $500 Your "tipping point" Cash Stash may be higher,  in order to prevent you from going into "panic mode." Whatever amount it may be, achieve it in 2023!  As of November 2022, 63% of Americans live paycheck to paycheck. ..with no Emergency Cash Stash! At Perennial Preparedness, we believe in creating equity of opportunity to be financially prepared and resilient in all seasons!  If you're not already a Subscriber to PerennialNC, you need to be!  http://www.PerennialNC.com    

"40 Words for Bright Futures" , from A to Endless!

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  "40 Words for Bright Futures" Youth S.T.E.M. Literacy   from A to Endless! A command of vocabulary in one’s native language, is a 1 st  step towards comprehension and mastery in many S.T.E.M. subjects. It is very empowering for a young person with an interest in a Science, Technology, Engineering, or Math profession to be introduced to a foundational glossary of words typically associated with their STEM or Infrastructure career interest. February is Annual African American Read-In Month!   As we enter the month #2 of PerennialLIFE™’s Inaugural Legacy Awareness and Preparedness Season,  we have re-introduced our Youth Literacy initiative, called “40 Words for Bright Futures”,  that perfectly complements this monthly preparedness theme. PerennialNC began “40 Words for Bright Futures” , in 2019 , consisting of mobile apps for iPhone and Android with 40 words in English and Spanish, that represent foundational glossaries for various STEM professions, in...

Resolve to Learn CPR as a Family Strategic Preparedness Initiative!

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  When someone suffers cardiac arrest, it is essential to start CPR within the next two minutes. Damage to the brain begins after three minutes without oxygen. The recent collapse, due to heart failure on the field, of Buffalo Bills starting safety Damar Hamlin, illuminates the need for key adult family members, friends, and on-the-job peers to resolve to learn CPR. Our prayers continue for full recovery of Mr. Hamlin. He was blessed to be surrounded by those equipped with the skills and apparatus that ultimately saved his life, while waiting for the ambulance to arrive. Many of us can recall the loss of a family member,  friend, or co-worker who collapsed due to heart failure, and unfortunately couldn’t be resuscitated after first responders arrived. When minutes count, the pro-active response of those present, who can administer initial CPR, can potentially save a life. There are common reasons why people don’t administer CPR when an emergency is taking place, even if they k...

7 Steps to build a strong “Family Preparedness Hub”

  1.     1.  JUST START WHERE YOU ARE! Start a conversation about preparedness at your next family gathering.   Find out what “preparedness” means to individual family members.   You may find that many of their answers reflect how optimistic or empowered they feel about the future.   Your young family members will feel greater optimism and composure in an uncertain world when they see Mom, Dad, or other heads of household having pro-active conversations about financial, strategic, and spiritual preparedness. Communicate openly and honestly about state of the world we live in, yet re-assure them of your faith and the value of self-preparedness.   Include young family members in your safety preparedness planning activities. Visit FEMA.gov for youth resources.   2 .     2.  ACCOUNTABILITY – In the recent COVID-19 global health crises, there has been a lot of blaming going on. Ultimately, everyone must become accountabl...