Plantational response = crickets

 Commentary on the Commentary - I posted the commentary below on LinkedIn to a "Black Leaders Worldwide" Forum.  No comments. No feedback. Crickets!  

It merely shows that "Black Leaders" fear responding to content in a "Eurocentric-owned" Playground. Plantational isn't it, when you can't speak freely. 

Commentary

Flip the Script

Question: Were you aware that an estimated only about 1% of African American adults primarily bank with African American-owned financial institutions?

According to analysis published by Emerald Book, that represents roughly 330,000 people out of more than 33 million African American adults. While the exact percentage is debated, the broader reality is difficult to ignore: the overwhelming majority of our deposits are held in Eurocentric-owned banks.

For decades, as our collective income and purchasing power have grown, most of our financial capital has flowed into institutions outside our own community. Those deposits are then leveraged, invested, loaned, and compounded—creating wealth, opportunity, and ownership that largely benefit others, rather than the African American community.

Think about that.

If our financial decisions continue to strengthen every economy except our own, should we be surprised that projections have warned of a widening racial wealth gap?

A widely cited report projected that, if historical trends were left unchanged, median Black household wealth could approach zero by 2053. Whether or not that exact projection comes to pass, the warning is clear: collective wealth requires collective investment.

This is not about exclusion. It is about inclusion. It is about making intentional financial decisions that help strengthen the institutions serving our communities.

As a Black leader, I find this unacceptable. I don't say that from a pedestal—I say it as someone who spent most of my own working life unaware of the long-term economic consequences of where I banked.

In 2026, Banking Black isn't just symbolic—it is strategic.
When practical and appropriate, include African American-owned banks, credit unions, investment firms, and financial institutions in your financial decisions. Institutions that have survived decades of economic challenges have demonstrated resilience and deserve serious consideration.

Flip the Script. Because where we bank today helps determine who has the capital to build tomorrow.

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